Terms and conditions
Using the calculator responsibly
These terms explain what the calculator does and what it does not guarantee.
Core terms
Results are estimates and may differ from lender quotes.
Loan amount, rate, currency, and tenure are user-controlled inputs and should be reviewed carefully.
The amortization schedule is informational and does not replace a lender statement.
You are responsible for verifying loan terms before making a financial decision.
User responsibilities
1.Check the entered rate, tenure, and currency before relying on any result.
2.Use the amortization table as a planning guide, not a formal contract.
3.Confirm lender fees, rounding rules, and repayment terms separately.
Changes to the site
We may update the calculator, its content, or these terms if the tool changes. The site is kept simple and frontend-only, but any future data collection or form handling should be matched by a revised policy or terms page.
What to remember when comparing loans
Lower EMI can sometimes mean a higher total interest cost.
A shorter tenure can reduce interest even if the EMI feels higher.
Always confirm lender-specific fees and rounding rules separately.